Moneris Analytics Token

Unlock actionable insights from omnichannel purchase behaviour with tokenized data, powered by new features and refreshed daily for up-to-date analysis.

Understand purchase behaviour and loyalty across multiple channels with secure card number tokenization.

Tokenization replaces sensitive payment information with randomly generated tokens, offering enhanced fraud detection and risk management while ensuring regulatory compliance. Our tokenization features help you leverage transactional data at the individual card level, driving growth through secure, strategic and personalized insights into buyer behaviour.

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Omnichannel view

Gain a unified omnichannel view by linking credit and debit transactions across physical stores and digital channels, revealing consumer spending patterns and informing cross-channel marketing strategies that drive business growth.

Advanced data exploration

Unlock a more granular measurement of digital payment adoption, including in-app purchases, to map customer loyalty, trends and segmentation. These insights enable better targeted campaigns and a deeper understanding of customer behaviour. 

Personalized customer profiles

Build 360º customer profiles based on card product types to enable precision-targeted marketing while maintaining tokenization security. This approach enhances co-marketing opportunities, optimizes customer acquisition and strengthens fraud prevention.

Introducing our newest features, developed to unlock deeper customer insights.

Payment Account Reference (PAR)
Bank Identification Number (BIN)
Wallet Identification
A unified identifier that links customer payment activity across all channels, enabling complete visibility into the customer journey while preserving card security.
Access detailed intelligence on card issuers, types and origins to optimize payment routing, reduce fraud and improve approval rates.
Track digital wallet usage across channels to reveal customer preferences, adoption trends and payment behaviours.
  • Connect in-store, online, mobile wallet and app-based transactions to the same customer account for a seamless, 360° view of customer behaviour and preferences.
  • Unlock actionable insights into how customers interact with your business across payment touchpoints—helping you tailor experiences and boost engagement.
  • Monitor the evolution of digital payment methods to stay ahead of consumer trends and adapt your offerings to meet shifting expectations.
  • Easily integrate with your existing analytics stack to enhance reporting, uncover patterns and drive smarter, data-backed decisions.
  • Enable intelligent routing based on issuer and card type to increase approval rates, reduce costs and improve the overall payment experience.
  • Identify high-risk payments like prepaid and international cards and boost fraud detection by layering issuer and card-type data into your risk models.
  • Leverage issuer and card type data to support more personalized, targeted marketing strategies that drive conversion and loyalty.
  • Quickly pinpoint and resolve issues behind declined transactions, improving customer satisfaction and reducing lost revenue.
  • Identify which digital wallets your customers prefer, including phones, smartwatches and smart glasses, so you can optimize checkout experiences across different devices.
  • Measure wallet usage frequency and transaction value to understand their impact on sales and customer satisfaction.
  • Compare digital wallet usage with physical card behaviour to uncover deeper insights into customer preferences and payment habits.
  • Evaluate how rewards, discounts and other wallet-based incentives drive digital payment adoption and customer engagement.

See what the Moneris Analytics Token report can do for you.

Download Report

Get a glimpse of our new features by viewing a sample Moneris Analytics Token report and see how our data is measured and represented for this solution. Download now

How we help

Understand customer behaviours
Improve geo-targeting
Use consumer spending data to understand and better predict where customers are and their buying behaviour.
Employ location insights to understand where your customers are located and how their buying behaviour changes to improve your digital targeting.

Key insights:

Consumer Spending Trends
Buying behaviour

Key Insights:

Location Data (Geo Level)
Geo-targeting

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